Experiencing health issues on holiday that require medical treatment can be an extremely stressful time. However, the situation can only be made worse if you suddenly find out you’re not covered by your insurer, potentially leaving you with a bill for hundreds or even thousands of pounds.
Forgetting to declare a pre-existing medical condition, or providing incorrect information, could mean that your insurance policy will not cover you, if you require medical treatment whilst away on holiday. Grant Winter, a compliance officer at specialist travel insurance provider, Good to go, shares his advice for making sure you’re not left without insurance cover.
“Failing to declare pre existing medical conditions when taking out travel insurance can result in your policy being invalidated should you need to claim on your insurance, meaning your claim may not be paid in full, or declined completely," said Grant.
“In many cases, people simply forget about a longstanding medical condition, or don’t think it’s necessary to declare. These conditions often include medical conditions where the person has been taking medication for years, like high cholesterol or high blood pressure. A simple rule of thumb is that if you’re taking prescription medication for something, you will need to declare it.”.
