From easy credit card trick to demon appliances – 10 ways to turbo-boost your finances and save £4,742 in 24 hours
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HOUSEHOLD budgets can feel squeezed and stretched to the max in January. But you can make some easy changes that will instantly put a lump sum of money back in your pocket . Slash bills with simple steps in your everyday routine that you will barely notice.
![[Rising energy bills and increasing savings.]](https://www.thesun.co.uk/wp-content/uploads/2025/01/TOB-Savings.jpg?strip=all&w=960)
These ten moves can save you thousands of pounds over a year. Here is how to give your budget a big boost in just one day... If you've racked up a debt on your credit card moving it to a zero interest balance transfer card can generate big savings on interest.
Money saved can go towards paying off money owed helping you to become debt-free faster. Some balance transfer cards offer up to 31 months interest-free. Someone with an average balance of £2,916 could save £1,533 by swapping deal, according to comparison site TotallyMoney.
Chief executive Alastair Douglas says: "Finding out if you’re eligible for an offer doesn’t take long, and it could save you hundreds if not thousands of pounds. “The longest offers will usually be made available to people with the best credit scores, so download a personal finance app and check yours for free.”.
Once you transfer a balance, it's a good idea to close or cut up the original credit card to make sure you don't build a debt balance back up. Energy prices increased at the start of the month, putting a chill into budgets across the country. It come after a 10% hike in October but the good news is that you can save by shopping around for a better deal.
