The warning is particularly relevant for parents who took time off work to care for young children, either full-time or part-time, over the past decade, as they may have "missing" NI years that can reduce their state pension entitlement.
Those with gaps, which may have occurred when credits were not claimed, can increase their state pension by purchasing additional NI years to fill these gaps.
Stay-at-home parents, or those working part-time hours, may have 'missing' or 'partial' years on their NI record, where they have not paid in enough NICs, putting their state pension in jeopardy.".
She then guided through the process: "It takes just 15 minutes to log into the Government website to check your NI record, find out if you're eligible to make voluntary payments to turn these into qualifying years, and complete the transaction to HMRC using online banking.".
Nerd Wallet has issued a critical alert for approximately 1.6 million parents with young children from 2016 to 2018, urging an "urgently" check of their NI records before the tax year concludes, reports the Express.
