Could you be the next Martin Lewis? Take our quiz to find out if you’re a financial wizz or numbers dummy

MANAGING your finances is a nightmare for some and a doddle for others. Those who struggle can lose hundreds - if not thousands - on common mistakes, like not claiming certain benefits or forgetting to fix utility bills. Take our quiz and find out if you're a financial whizz or numbers dummy, and what you need to do to get into shape. 1. How often do you compare energy, mobile and broadband deals and check you’re on the cheapest tariffs?.

2. Have you ever checked your broadband speed to make sure you’re getting the advertised speed?. 3. Do you know where all your pensions are, including ones from old jobs?. 4. Is your bank account the best one for you?. 5. Do you know how many non-essential subscriptions are coming out of your bank account, such as Netflix, gym passes and food deliveries?. SAVVY saver Lydia Garner saved more than £3,700 in a year with her money saving tricks - and friends call her the 'female version of Martin Lewis'.

Lydia, 41, who works for a finance company, was forced to reassess her finances after splitting from her husband in April 2020. Following the divorce, she bought a property of her own but had to manage the mortgage, bills and food for her two kids on a shoestring budget. In total, she saved £3,710 by making a few tweaks to her lifestyle. One of the main changes was making the most of switching incentives offered by energy suppliers.

She made £300 from referring six friends to electricity provider Octopus. She has also saved £168 by haggling for better broadband deals, £1,200 by shopping at cheaper stores and £810 by using money saving apps. "My friends dubbed me Martin Lewis," she says. "One said that I'm just like him because I keep giving her money saving tips. It's nice to help friends - or anyone else - save money, and I love Martin Lewis.”.

Lydia was on a deal with Plusnet which cost £22.99 a month for the first year and then went up to £36.99. But when Lydia phoned them, they agreed to stick to the same price. She has saved around £500 n a year by negotiating with similar deals. Using money saving apps has saved Lydia £810. AirTime rewards, for example, which knocks money off your phone bill when you shop at certain high street stores, has saved her £50.

She's cut her grocery bill from £5,200 to £4,000 annuallyl simply by doing her painstaking research and going to different supermarkets for different products rather than one big shop. "For example, I go to Asda for toiletries and cleaning products but I shop at Tesco for food. I reckon I save £100 a week doing this." She's axed fancy brands and now buys cheaper brands and always looks for the best deals on offer at shops, cinemas and restaurants. This has cut her luxury spending from £2,700 to £1,500, saving her a whopping £1,200.

Lydia makes the most of free trials and subscriptions to save cash on treats like meals and trips out. This includes signing up to a free Tastecard for a month. The membership scheme typically offers two-for-one or 50 per cent off at participating restaurants, including pizza delivery. But she made sure to close the subscription when the free trial ended, so she didn't have to fork out the membership fee.

6. You have an old bag of clothes that are too shabby to wear. What do you do?. 7. Do you know what council tax band your home falls under, and do you know what might qualify you for a discount?. 8. Do you use cashback sites when you buy things online?. 9. Do you make the most out of your loyalty points and rewards for schemes like Tesco's Clubcard and Sainsbury's Nectar?. 10. Do you know your credit score?.

11. Have you made a will?. Otherwise, skip to question 14. 12. What is the maximum you can earn while claiming tax free childcare on nursery fees, as well as after school and holiday clubs?. 13. What is the maximum you can currently earn before needing to pay back your child benefit?. Otherwise, skip to question 16. 14. Have you thought about registering for your water and electricity supplier’s Priority Services Register?.

15. Have you claimed all the discount perks available to you as an over-60, including shopping loyalty cards, travel passes, pension credit and other benefits?. Otherwise skip a question. 16. When do you buy your car insurance?. Otherwise, skip a question. 17. Do you feel your debt is under control?. MARTIN Lewis has been called "the most trusted man in Britain. The founder of the Money Saving Expert website is an award winning campaigning journalist and has his own prime-time ITV show and according to Google, the UK's most searched-for British man.

In 2016, he also founded the Money and Mental Health Policy Institute charity, which he chairs and funds. He still helps compile his popular newsletter and helps readers with their finances. In the last year, Sun readers have loved reading about how one reader reclaimed £2,300 thanks to a Martin Lewis tip. Another couple found out that they were owed £17,000 thanks to Martin's advice. Other popular stories have included a warning for grandparents that they are missing out on £1,000s in free cash.