Big change to the way you pay at tills as card limit could be AXED
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A huge change that could affect the way you pay at tills is set to be rolled out soon. Brits could soon wave goodbye to the limit on contactless payments, making it easier to splash the cash with just a tap. Until now, contactless payments have been subject to a £100 spending limit.
![[Close-up shot of a woman using contactless payment via credit card to pay for her shopping at self-checkout counter in a store]](https://www.thesun.co.uk/wp-content/uploads/2025/01/dsc00252-JS917555901.jpg?strip=all&w=960)
But regulators are now looking at scrapping the cap altogether, letting banks and payment providers set their own limits instead. It’s part of a shake-up aimed at boosting economic growth, with officials urging regulators to be more “pro-growth” and less focused on "red tape".
The move would mean you could make big purchases without the faff of entering your PIN or fumbling for cash. From buying a new sofa to nights out, the sky could be the limit if the plans get the green light. It’s all about making life easier - but naturally there’s a flip side.
Critics warn that ditching the limit could leave people vulnerable to fraud if cards are lost or stolen. Contactless is convenient, but it’s also a goldmine for opportunistic thieves. Without a limit, people will need to be extra cautious about their cards.
Right now, banks offer protections against dodgy transactions, but a higher limit might mean bigger losses before the fraud is even spotted. If your card is lost or stolen, it is important to report it to your bank as soon as possible as they will cancel the card, which should stop it being used to make any further payments.
