Detective Superintendent Tom Hill, head of the City of London Police's Insurance Fraud Enforcement Department, said social media is behind this increase: "There are limited barriers to entry for social media accounts to be set up so people can take out car insurance and spread the word quite widely.
Reports of "ghost broking", scammers selling fake car insurance, have risen by 30% over the last five years, exclusive data obtained by Sky News reveals.
Ghost brokers sell false policies to drivers, manipulate information given to genuine insurance companies, or take out insurance and cancel it straight away.
Straight away I went to my glove box, pulled the insurance documents, showed her the documents and she read through it and said, 'That's totally fine'," he said.
Police say young drivers are most likely to be targeted by ghost brokers, partly because they are often looking to reduce their insurance costs.
