How to reclaim up to £6,139 in 2025 including tax overpayments and mis-sold car finance
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START the new year in the best way by reclaiming money you may be owed – from mis-sold car finance to tax refunds. Ruth Jackson-Kirby explains how . . . £1,100. IF you bought a car, motorbike or van with personal contract purchase or hire purchase before January 28, 2021, you could be owed thousands of pounds.
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This is because some car salesmen earned hidden commissions by negotiating deals with high interest rates for customers. The Financial Conduct Authority estimated that, on average, people paid £1,100 more interest on a typical £10,000 four-year car finance deal than they should have.
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But if you bought more than one car on finance between 2007 and 2021, you could be owed far more. To make a claim, contact the lender that provided your finance — not the car dealer. To find out who to contact, check your loan paperwork or, if the finance was taken out within the past six years, review your credit report for lender details.
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£3,000. PAYMENT Protection Insurance was widely mis-sold in the Nineties and Noughties, and you could still get a payout now. The insurance was designed to cover your loan or credit card repayments if you had an accident, fell ill or became unemployed. While the official claims deadline passed in August 2019, there’s still hope.
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Law firm Harcus Parker is attempting to launch a group claim against banks for £18billion in secret commissions taken from PPI customers. If successful, claimants could get an average £3,000 back. To make a claim, you need to have had a credit card, store card, loan, overdraft or car finance in the past.
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