I got a parking ticket after staying for 40 minutes too long at a supermarket - but now I can't get a mortgage

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I got a parking ticket after staying for 40 minutes too long at a supermarket - but now I can't get a mortgage
Published: Dec, 16 2024 01:18

A man has been left unable to get a mortgage after he moved a sofa, coffee table and his pet goldfish into a supermarket car park to protest the handling of a parking ticket. Michael Moody travelled 240 miles from his home in Skegness to Booth's car park in Windermere to stage the protest - setting up a makeshift living room.

 [He moved his sofa, shelves, coffee tables and his pet goldfish 240 miles to set up the protest]
Image Credit: Mail Online [He moved his sofa, shelves, coffee tables and his pet goldfish 240 miles to set up the protest]

He was handed a county court judgement (CCJ) for not paying the fine, a mistake which has led to him being unable to renew his mortgage. Car park operator Parkingeye said Mr Moody failed to get in touch with the company and he is now required to settle the matter with the court.

Michael Moody was visiting his father in Windermere in February last year and was said to have overstayed in the store's car park for 41 minutes. He claims the CCJ (County Court Judgement) is now having a detrimental impact on his financial status. Mr Moody said he acknowledges he was at fault for overstaying, but did not pay the fine because he did not notice the letters sent to him.

He said: 'I have no issue with paying the fine, I wish I'd seen the letters earlier and I could have dealt with it then. Michael Moody set up a makeshift living room outside Booths supermarket in Windemere. 'I'm happy to pay the fines and any court costs, the problem is I can't move forward with my life and get a mortgage because of this CCJ in my name,' he said.

'That 40 minutes extra in a car park can really change someone's life. 'I spent a significant amount of time trying to be careful, making sure that I had a perfect credit history, because there's now a time where I want to do more stuff with loans and finance.'.

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