7 ski insurance options to cover you on the slopes
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From annual insurance to one-trip coverage, these policies offer protection when on the snow. After analysing the snowfall, quality of mountain runs and apres-ski vibes to choose your ideal spot to strap on skis this winter, it’s time to consider which winter sports travel insurance is best suited to keep you safe as you reach new altitudes.
![[Lack of snow, broken bones and avalanches can wreak havoc on a skiing holiday]](https://static.independent.co.uk/2023/10/02/10/iStock-1650543648.jpg)
Whether resorts without snow, slips causing broken bones, or unpredictable avalanches, plenty can go wrong on the pistes and it’s always best to travel prepared. In the event a ski pole slips through a cable car into the abyss – a not unlikely affair with small children – pistes are closed or lift passes are misplaced, having the right insurance to hire replacement equipment and receive financial compensation to tackle cancellations and medical costs is the key to smooth skiing.
![[Apres-ski often means cutting loose while still in your ski boots]](https://static.independent.co.uk/2023/10/02/10/iStock-459002749.jpg)
Here are the best providers with which to purchase your winter sports travel insurance policies, allowing you to protect yourself before this season’s ski holiday. Read more: Why it’s not too late to learn to ski as an adult. Yes – many standard travel insurance policies will not allow you to claim for accidents while taking part in winter sports if you have not taken out specific cover for medical expenses, equipment and piste closures before your ski holiday.
