Individual investors can only purchase $10,000 worth of I bonds per year, making it tough to amass a big enough position to make a significant difference in an already-established portfolio.
I can focus my time on making sure my overall asset mix is appropriate for my financial situation and goals instead of keeping track of whether an active manager is still adding value.
Morningstar recently found that dollar-weighted returns for sector funds over the 10-year period through 2024 trailed time-weighted returns by nearly 3 percentage points per year.
Gold has a relatively solid record as a safe haven during periods of market crisis and also sports a low correlation with most major asset classes.
3 asset classes that could raise your portfolio’s risk level https://www.morningstar.com/portfolios/3-asset-classes-that-could-raise-your-portfolios-risk-level.
