You can apply for Pension Credit up to four months before reaching state pension age - but don't worry if you forget, as you can apply at any time once you've reached state pension age too.
To be eligible, you must live in England, Scotland or Wales and have reached state pension age, but you must also have a low enough income that it needs topping up with Pension Credit.
Little-known TV licence rule means thousands of households can save £174.50 a year before bill hike in WEEKS THOUSANDS of households could be paying needlessly for the TV licence fee when they're eligible to get it for free.
People claiming Pension Credit can get other benefits such as free NHS dental care and check ups, free sight tests, cold weather payments and winter fuel payments.
Pension Credit is paid to people who have reached state pension age and are on a low income.
