We’ve lived on a cruise for two years – we laze around like millionaires but are unemployed & every day is a holiday
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LOOKING out at the crystal-clear waters, Monica Brzoska ponders the day ahead. There are gourmet meals to enjoy, musical shows to watch and tropical beaches to explore. But the teacher, 33 from Memphis, isn’t enjoying a weeklong cruise to alleviate the January blues.
![[Couple taking a selfie on a beach with a cruise ship in the background.]](https://www.thesun.co.uk/wp-content/uploads/2025/01/cruise.jpg?strip=all&w=718)
She gets to live the luxury ocean life every single day. “I can’t believe that it’s been almost two years of full-time cruising,” she laughs. “It still feels unreal.”. It was March 2023 when Monica and her husband, fellow-teacher Jorell, 37, left land life behind.
![[Cruise ship stateroom with a bed, balcony view, and artwork.]](https://www.thesun.co.uk/wp-content/uploads/2025/01/dont-work-fact-unemployed-https-965473334.jpg?strip=all&w=768)
By the time they stepped on board in Miami, they'd sold nearly all their possessions. “Jorell and I had been on Carnival cruises before getting married in July 2020 and loved it,” she says. “We always hoped that one day in the distant future we’d spend lots more time on the ocean.
![[Couple taking a selfie in front of the Carnival Celebration cruise ship.]](https://www.thesun.co.uk/wp-content/uploads/2024/03/Sun_Instagram_image_download_null_163718jpg-JS8830215521.jpg?strip=all&w=960)
“Then my dad needed a liver transplant in 2022, and my mum encouraged us to follow our dreams. “‘Don’t wait for retirement,’ she urged us. I looked at Jorell and said, ‘She’s right.’”. The couple created a plan. To quit their jobs, rent out their house in Memphis and use the money to book as many consecutive cruises as they could.
![[Couple on cruise ship with Sydney Opera House in background.]](https://www.thesun.co.uk/wp-content/uploads/2025/01/dont-work-fact-unemployed-https-965473355.jpg?strip=all&w=768)
“We knew it sounded mad. But when we ran the numbers, it actually made sense,” she explains. “We had access to great offers with Carnival as we’d cruised with them before. “All of our food, accommodation and entertainment would be included. “If we were careful with our spending money, it could just work.”.
![[Selfie of a couple overlooking a city and ocean.]](https://www.thesun.co.uk/wp-content/uploads/2025/01/dont-work-fact-unemployed-https-965473323.jpg?strip=all&w=768)
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